Just add your credit, debit, loyalty and gift cards to Android Pay and start shopping in stores, in apps and online, all using a secure and convenient system. Android Pay can be used at hundreds of thousands of shops around the world, wherever contactless payments are accepted.
Setting Up Android Pay
Android Pay is a secure system but as with anything to do with money and payments, it is important to make sure that you set everything up properly.
Step 1 – You will need to make sure that you have your credit or debit cards close at hand and have all the details available: account numbers, sort codes, security numbers, etc. You will also need to download the Android Pay app from Google Play, if you don’t already have it on your phone. Setting up Android Pay can take a little time, mainly due to the security questions and settings.
Step 2 – Once installed, tap the app icon and then Get Started and choose the Google account to use with the app (if you have more than one). If you already have a credit or debit card registered to your Google account it will be displayed next, along with the option to add a different card. If you don’t already have a credit card attached to your Google account, you can add one later.
Step 3 – Whichever option you choose, you will have to add information, including CVC codes and other security information: we can’t show a screenshot of this process, due to a security feature that prohibits the information being captured. Be careful to add the exact information required. Complete the information requested and accept the terms.
Step 4 – If you don’t already have a screen lock set up on your phone, you will need to set one up now, for an additional level of security on top of the app security. It is a good idea to set the screen lock delay to zero. In some cases, small purchases can be made even when the phone is locked.
Step 5 – The next step is to verify your phone with your bank. In most cases, you will need to call a number specifically for Android Pay verifications but this can vary between different banks and card issuers. The number should automatically be entered into your phone dialler. Call and follow the instructions.
Step 6 – Once verified, the last thing you need to do to start using contactless Android Pay in stores that offer the service, is to enable NFC. NFC, or Near Field Communication, allows your phone to communicate with the contactless terminals. Either turn it on here or turn it on in your main settings menu.
Security and Advantages of Android Pay
Android Pay is not only secure, it also makes shopping easier, whether you are buying a loaf of bread at your local supermarket or the latest fashions online.
Once you’ve made a purchase, you’ll see a payment confirmation that shows you exactly where a given transaction happened, along with the merchant’s name and number, making it easy to spot any suspicious activity.
When you use your phone to pay in stores, Android Pay doesn’t send your actual credit or debit card number with your payment. Instead it uses a virtual account number to represent your account info, so your card details stay safe and secure.
Simple App Checkouts
Android Pay makes it easy to check out in apps and online. There is no need to enter your card details every time you buy something. When you’re shopping in your favourite app just choose Android Pay (if available) at checkout and save yourself some time.
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